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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,749 | $107,368-35.0% | $92,915-24.9% | $152,909-54.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 0.94% | 145.64%-144.7pp | 109.45%-108.5pp | 345.46%-344.5pp |
| Employer contribution / active EE | $10,232 | $4,222+142.3% | $3,653+180.1% | $4,764+114.8% |
| Participant deferral / active EE | $5,177 | $4,848+6.8% | $4,238+22.2% | $5,851-11.5% |
| Admin fee / account holder | $4,985 | $7,082-29.6% | $5,796-14.0% | $11,601-57.0% |