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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,872 | $129,737+23.2% | $119,126+34.2% | $154,746+3.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 9.21% | 379.08%-369.9pp | 282.11%-272.9pp | 172.34%-163.1pp |
| Employer contribution / active EE | $13,102 | $4,375+199.5% | $4,034+224.8% | $4,379+199.2% |
| Participant deferral / active EE | $9,037 | $5,842+54.7% | $5,318+69.9% | $6,730+34.3% |
| Admin fee / account holder | $8,361 | $11,961-30.1% | $10,693-21.8% | $14,365-41.8% |