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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,872 | $111,535+43.3% | $105,223+51.9% | $137,256+16.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 9.21% | 237.85%-228.6pp | 180.65%-171.4pp | 220.34%-211.1pp |
| Employer contribution / active EE | $13,102 | $3,939+232.6% | $3,689+255.2% | $4,156+215.2% |
| Participant deferral / active EE | $9,037 | $5,500+64.3% | $5,072+78.2% | $6,407+41.1% |
| Admin fee / account holder | $8,361 | $9,721-14.0% | $8,859-5.6% | $12,270-31.9% |