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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,354 | $162,136-44.3% | $152,301-40.7% | $154,746-41.6% |
| Participation rate | 58.3% | 84.1%-25.8pp | 82.4%-24.1pp | 80.7%-22.4pp |
| Annual return | 13.83% | 91.02%-77.2pp | 80.50%-66.7pp | 172.34%-158.5pp |
| Employer contribution / active EE | $3,559 | $4,890-27.2% | $4,624-23.0% | $4,379-18.7% |
| Participant deferral / active EE | $5,400 | $8,341-35.3% | $8,004-32.5% | $6,730-19.8% |
| Admin fee / account holder | $14,885 | $15,759-5.5% | $14,398+3.4% | $14,365+3.6% |