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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $42,350 |
CONTINUUM ADVISORY LLC6 years Service code 27 · EIN 81-2078978 | Advisory (Plan) | $24,000 |
ARMANINO LLP1 year Service code 10 · EIN 94-6214841 | Accounting | $12,075 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$20,919 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,040 | $107,415-24.6% | $135,998-40.4% | $80,187+1.1% |
| Participation rate | 91.1% | 78.0%+13.1pp | 81.9%+9.2pp | 72.9%+18.2pp |
| Annual return | 27.15% | 91.99%-64.8pp | 68.37%-41.2pp | 40.40%-13.2pp |
| Employer contribution / active EE | $1,928 | $3,878-50.3% | $4,860-60.3% | $2,980-35.3% |
| Participant deferral / active EE | $12,546 | $8,189+53.2% | $7,761+61.7% | $5,016+150.1% |
| Admin fee / account holder | $13 | $127-89.6% | $10,769-99.9% | $145-90.8% |