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Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,279 | $101,523-38.7% | $141,200-55.9% | $77,775-19.9% |
| Participation rate | 85.3% | 77.4%+7.9pp | 82.5%+2.8pp | 73.2%+12.1pp |
| Annual return | 32.72% | 56.22%-23.5pp | 71.41%-38.7pp | 32.58%+0.1pp |
| Employer contribution / active EE | $1,750 | $3,341-47.6% | $4,736-63.1% | $2,504-30.1% |
| Participant deferral / active EE | $10,314 | $6,434+60.3% | $6,710+53.7% | $3,966+160.1% |
| Admin fee / account holder | $18 | $92-79.8% | $10,265-99.8% | $100-81.5% |