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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,285 | $124,980-7.0% | $108,359+7.3% | $154,746-24.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 15.10% | 45.00%-29.9pp | 36.89%-21.8pp | 172.34%-157.2pp |
| Employer contribution / active EE | $1,030 | $2,851-63.9% | $2,399-57.1% | $4,379-76.5% |
| Participant deferral / active EE | $2,575 | $4,743-45.7% | $4,137-37.8% | $6,730-61.7% |
| Admin fee / account holder | $384 | $11,502-96.7% | $9,741-96.1% | $14,365-97.3% |