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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,963 | $217,432-68.3% | $185,849-62.9% | $167,536-58.8% |
| Participation rate | 93.3% | 86.1%+7.3pp | 81.7%+11.6pp | 82.1%+11.2pp |
| Annual return | 11.04% | 148.42%-137.4pp | 122.10%-111.1pp | 478.82%-467.8pp |
| Employer contribution / active EE | $7,496 | $5,875+27.6% | $5,169+45.0% | $4,839+54.9% |
| Participant deferral / active EE | $7,154 | $6,357+12.5% | $5,569+28.5% | $6,342+12.8% |
| Admin fee / account holder | $1,495 | $19,818-92.5% | $16,244-90.8% | $12,315-87.9% |