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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,590 | $202,342-77.5% | $172,753-73.6% | $152,909-70.2% |
| Participation rate | 90.9% | 87.1%+3.9pp | 82.6%+8.3pp | 82.5%+8.5pp |
| Annual return | 22.66% | 1029.88%-1007.2pp | 803.00%-780.3pp | 345.46%-322.8pp |
| Employer contribution / active EE | $3,318 | $5,857-43.3% | $5,144-35.5% | $4,764-30.3% |
| Participant deferral / active EE | $8,523 | $5,948+43.3% | $5,198+64.0% | $5,851+45.7% |
| Admin fee / account holder | $340 | $17,112-98.0% | $13,956-97.6% | $11,601-97.1% |