Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,547 | $81,358+66.6% | $155,556-12.9% | $80,959+67.4% |
| Participation rate | 22.2% | 66.3%-44.0pp | 78.2%-56.0pp | 67.7%-45.4pp |
| Annual return | 9.33% | 33.39%-24.1pp | 64.84%-55.5pp | 35.67%-26.3pp |
| Employer contribution / active EE | $538 | $3,106-82.7% | $4,675-88.5% | $2,757-80.5% |
| Participant deferral / active EE | $1,520 | $3,455-56.0% | $5,631-73.0% | $4,300-64.7% |
| Admin fee / account holder | $9,768 | $7,994+22.2% | $15,885-38.5% | $6,925+41.0% |