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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,018 | $176,786+17.1% | $146,643+41.2% | $167,536+23.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 11.25% | 24.04%-12.8pp | 22.75%-11.5pp | 478.82%-467.6pp |
| Employer contribution / active EE | $18,241 | $5,161+253.4% | $4,137+341.0% | $4,839+277.0% |
| Participant deferral / active EE | $17,850 | $6,440+177.2% | $5,506+224.2% | $6,342+181.4% |
| Admin fee / account holder | $16,431 | $13,262+23.9% | $10,280+59.8% | $12,315+33.4% |