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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,713 | $152,612-27.5% | $125,192-11.6% | $152,897-27.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 18.20% | 54.85%-36.6pp | 43.79%-25.6pp | 345.43%-327.2pp |
| Employer contribution / active EE | $17,291 | $4,947+249.5% | $3,866+347.3% | $4,764+263.0% |
| Participant deferral / active EE | $17,657 | $5,868+200.9% | $4,937+257.6% | $5,851+201.8% |
| Admin fee / account holder | $325 | $13,437-97.6% | $9,704-96.6% | $11,599-97.2% |