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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,223 | $160,040-71.1% | $147,096-68.6% | $145,877-68.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.36% | 98.49%-91.1pp | 419.75%-412.4pp | 551.28%-543.9pp |
| Employer contribution / active EE | $6,497 | $5,289+22.8% | $4,936+31.6% | $4,663+39.3% |
| Participant deferral / active EE | $4,274 | $8,429-49.3% | $8,071-47.0% | $6,691-36.1% |
| Admin fee / account holder | $676 | $15,050-95.5% | $13,005-94.8% | $13,402-95.0% |