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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,668 | $148,623-69.3% | $135,974-66.4% | $139,466-67.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 8.76% | 79.30%-70.5pp | 68.30%-59.5pp | 373.66%-364.9pp |
| Employer contribution / active EE | $8,633 | $5,246+64.6% | $4,859+77.7% | $4,754+81.6% |
| Participant deferral / active EE | $6,738 | $8,103-16.8% | $7,760-13.2% | $6,712+0.4% |
| Admin fee / account holder | $670 | $12,406-94.6% | $10,767-93.8% | $11,409-94.1% |