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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,006 | $138,102-73.9% | $125,381-71.3% | $134,532-73.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.23% | 750.73%-764.0pp | 572.31%-585.5pp | 418.27%-431.5pp |
| Employer contribution / active EE | $16,463 | $5,245+213.9% | $4,815+241.9% | $4,741+247.2% |
| Participant deferral / active EE | $12,012 | $7,801+54.0% | $7,448+61.3% | $6,401+87.7% |
| Admin fee / account holder | $2,169 | $11,568-81.3% | $10,007-78.3% | $11,429-81.0% |