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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,055 | $150,447-8.9% | $136,298+0.6% | $147,586-7.1% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 16.81% | 1049.15%-1032.3pp | 5156.27%-5139.5pp | 578.59%-561.8pp |
| Employer contribution / active EE | $12,990 | $5,256+147.1% | $4,696+176.6% | $4,876+166.4% |
| Participant deferral / active EE | $9,859 | $6,631+48.7% | $6,247+57.8% | $5,439+81.3% |
| Admin fee / account holder | $28,519 | $10,906+161.5% | $9,244+208.5% | $10,886+162.0% |