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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,860 | $157,304-7.9% | $141,197+2.6% | $152,909-5.3% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 21.48% | 64.34%-42.9pp | 71.41%-49.9pp | 345.46%-324.0pp |
| Employer contribution / active EE | $4,709 | $5,263-10.5% | $4,736-0.6% | $4,764-1.1% |
| Participant deferral / active EE | $9,208 | $7,111+29.5% | $6,710+37.2% | $5,851+57.4% |
| Admin fee / account holder | $60,000 | $12,126+394.8% | $10,265+484.5% | $11,601+417.2% |