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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,860 | $157,270-7.9% | $141,173+2.6% | $152,870-5.2% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.4%-22.4pp |
| Annual return | 21.48% | 64.33%-42.9pp | 71.40%-49.9pp | 345.34%-323.9pp |
| Employer contribution / active EE | $4,709 | $5,261-10.5% | $4,735-0.6% | $4,763-1.1% |
| Participant deferral / active EE | $9,208 | $7,110+29.5% | $6,710+37.2% | $5,850+57.4% |
| Admin fee / account holder | $60,000 | $12,121+395.0% | $10,262+484.7% | $11,597+417.4% |