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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,113 | $181,896-71.3% | $156,551-66.7% | $273,972-81.0% |
| Participation rate | 63.6% | 88.4%-24.7pp | 84.0%-20.4pp | 83.0%-19.4pp |
| Annual return | 0.36% | 30.74%-30.4pp | 32.23%-31.9pp | 41.46%-41.1pp |
| Employer contribution / active EE | $1,933 | $6,248-69.1% | $5,501-64.9% | $4,869-60.3% |
| Participant deferral / active EE | $5,194 | $5,550-6.4% | $4,871+6.6% | $5,287-1.8% |
| Admin fee / account holder | $0 | $15,560-100.0% | $13,028-100.0% | $10,133-100.0% |