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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,420 | $180,459-43.2% | $154,108-33.5% | $135,380-24.3% |
| Participation rate | 50.0% | 87.4%-37.4pp | 83.0%-33.0pp | 82.6%-32.6pp |
| Annual return | 1.32% | 888.21%-886.9pp | 735.21%-733.9pp | 519.81%-518.5pp |
| Employer contribution / active EE | $2,050 | $6,035-66.0% | $5,298-61.3% | $4,779-57.1% |
| Participant deferral / active EE | $5,631 | $5,806-3.0% | $5,081+10.8% | $5,609+0.4% |
| Admin fee / account holder | $3,453 | $16,145-78.6% | $13,411-74.3% | $10,828-68.1% |