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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Opinion is qualified - a specific issue limited the scope or accuracy of the audit.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,779 | $104,479+32.8% | $159,474-13.0% | $79,391+74.8% |
| Participation rate | 75.0% | 76.6%-1.6pp | 82.8%-7.8pp | 70.7%+4.3pp |
| Annual return | 37.42% | 67.98%-30.6pp | 263.68%-226.3pp | 116.88%-79.5pp |
| Employer contribution / active EE | $4,237 | $3,417+24.0% | $4,831-12.3% | $2,428+74.5% |
| Participant deferral / active EE | $9,284 | $6,468+43.5% | $7,353+26.3% | $4,046+129.5% |
| Admin fee / account holder | $70 | $711-90.1% | $10,802-99.3% | $627-88.8% |