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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,482 | $89,370+20.3% | $141,197-23.9% | $72,976+47.3% |
| Participation rate | 84.7% | 75.1%+9.6pp | 82.5%+2.2pp | 69.5%+15.2pp |
| Annual return | 113.01% | 111.88%+1.1pp | 71.41%+41.6pp | 81.02%+32.0pp |
| Employer contribution / active EE | $3,551 | $3,115+14.0% | $4,736-25.0% | $2,440+45.5% |
| Participant deferral / active EE | $8,083 | $5,419+49.2% | $6,710+20.5% | $3,608+124.0% |
| Admin fee / account holder | $1,797 | $5,957-69.8% | $10,265-82.5% | $5,124-64.9% |