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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,293 | $99,957+24.3% | $149,745-17.0% | $73,497+69.1% |
| Participation rate | 71.9% | 75.7%-3.8pp | 82.5%-10.6pp | 70.7%+1.2pp |
| Annual return | 30.72% | 53.87%-23.1pp | 276.72%-246.0pp | 28.51%+2.2pp |
| Employer contribution / active EE | $4,088 | $3,191+28.1% | $4,646-12.0% | $2,270+80.1% |
| Participant deferral / active EE | $8,780 | $6,073+44.6% | $6,843+28.3% | $3,740+134.8% |
| Admin fee / account holder | $6,577 | $551+1094.3% | $9,312-29.4% | $513+1181.9% |