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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,474 | $85,515-44.5% | $112,040-57.6% | $67,986-30.2% |
| Participation rate | 57.7% | 68.2%-10.5pp | 76.5%-18.8pp | 57.2%+0.5pp |
| Annual return | 50.40% | 29.68%+20.7pp | 24.52%+25.9pp | 31.67%+18.7pp |
| Employer contribution / active EE | $1,515 | $2,191-30.8% | $2,954-48.7% | $2,019-24.9% |
| Participant deferral / active EE | $4,776 | $4,014+19.0% | $5,098-6.3% | $3,358+42.2% |
| Admin fee / account holder | $1,083 | $3,774-71.3% | $12,098-91.0% | $3,203-66.2% |