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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,612 | $102,385+24.6% | $147,080-13.2% | $80,935+57.7% |
| Participation rate | 78.7% | 75.9%+2.9pp | 82.2%-3.5pp | 67.7%+11.1pp |
| Annual return | 14.48% | 135.09%-120.6pp | 420.17%-405.7pp | 35.66%-21.2pp |
| Employer contribution / active EE | $3,545 | $3,717-4.6% | $4,933-28.1% | $2,757+28.6% |
| Participant deferral / active EE | $7,087 | $6,651+6.6% | $8,066-12.1% | $4,299+64.8% |
| Admin fee / account holder | $4,190 | $7,951-47.3% | $12,989-67.7% | $6,924-39.5% |