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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,948 | $117,895-27.9% | $102,460-17.1% | $145,897-41.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | -43.69% | 31.92%-75.6pp | 29.47%-73.2pp | 552.29%-596.0pp |
| Employer contribution / active EE | $5,072 | $3,619+40.2% | $3,025+67.7% | $4,663+8.8% |
| Participant deferral / active EE | $9,954 | $5,736+73.5% | $5,056+96.9% | $6,689+48.8% |
| Admin fee / account holder | $73,074 | $13,353+447.3% | $9,460+672.4% | $13,390+445.7% |