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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,036 | $111,535-49.8% | $105,223-46.7% | $137,256-59.2% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 19.63% | 237.85%-218.2pp | 180.65%-161.0pp | 220.34%-200.7pp |
| Employer contribution / active EE | $2,869 | $3,939-27.2% | $3,689-22.2% | $4,156-31.0% |
| Participant deferral / active EE | $3,860 | $5,500-29.8% | $5,072-23.9% | $6,407-39.7% |
| Admin fee / account holder | $5,037 | $9,721-48.2% | $8,859-43.1% | $12,270-59.0% |