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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,240 | $118,488-60.1% | $98,462-52.0% | $139,487-66.1% |
| Participation rate | 44.4% | 77.5%-33.0pp | 75.2%-30.7pp | 80.3%-35.9pp |
| Annual return | 14.86% | 18.96%-4.1pp | 21.17%-6.3pp | 373.84%-359.0pp |
| Employer contribution / active EE | $832 | $3,611-77.0% | $3,049-72.7% | $4,755-82.5% |
| Participant deferral / active EE | $3,658 | $5,393-32.2% | $4,738-22.8% | $6,713-45.5% |
| Admin fee / account holder | $201 | $13,868-98.6% | $8,875-97.7% | $11,407-98.2% |