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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,586 | $116,203-86.6% | $93,621-83.4% | $152,909-89.8% |
| Participation rate | 86.7% | 78.1%+8.6pp | 75.8%+10.8pp | 82.5%+4.2pp |
| Annual return | 20.28% | 35.96%-15.7pp | 32.76%-12.5pp | 345.46%-325.2pp |
| Employer contribution / active EE | $1,201 | $3,219-62.7% | $2,719-55.8% | $4,764-74.8% |
| Participant deferral / active EE | $4,573 | $4,605-0.7% | $4,070+12.4% | $5,851-21.8% |
| Admin fee / account holder | $635 | $10,751-94.1% | $7,890-92.0% | $11,601-94.5% |