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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,015 | $202,326-66.4% | $172,745-60.6% | $152,870-55.5% |
| Participation rate | 58.3% | 87.1%-28.7pp | 82.6%-24.3pp | 82.4%-24.1pp |
| Annual return | 23.27% | 1029.72%-1006.5pp | 802.90%-779.6pp | 345.34%-322.1pp |
| Employer contribution / active EE | $1,470 | $5,858-74.9% | $5,144-71.4% | $4,763-69.1% |
| Participant deferral / active EE | $4,372 | $5,948-26.5% | $5,197-15.9% | $5,850-25.3% |
| Admin fee / account holder | $286 | $17,110-98.3% | $13,954-98.0% | $11,597-97.5% |