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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,656 | $183,516-50.6% | $155,534-41.7% | $145,884-37.9% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 11.12% | 61.43%-50.3pp | 64.92%-53.8pp | 551.85%-540.7pp |
| Employer contribution / active EE | $53 | $5,315-99.0% | $4,675-98.9% | $4,662-98.9% |
| Participant deferral / active EE | $5,075 | $6,467-21.5% | $5,630-9.9% | $6,690-24.1% |
| Admin fee / account holder | $7,952 | $19,293-58.8% | $15,900-50.0% | $13,392-40.6% |