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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,951 | $202,460-77.3% | $169,385-72.9% | $139,456-67.0% |
| Participation rate | 71.4% | 81.1%-9.7pp | 77.2%-5.7pp | 80.3%-8.9pp |
| Annual return | 14.17% | 532.07%-517.9pp | 405.82%-391.6pp | 373.45%-359.3pp |
| Employer contribution / active EE | $1,003 | $4,691-78.6% | $4,012-75.0% | $4,753-78.9% |
| Participant deferral / active EE | $3,282 | $6,938-52.7% | $6,221-47.2% | $6,711-51.1% |
| Admin fee / account holder | $467 | $10,719-95.6% | $9,011-94.8% | $11,407-95.9% |