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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,819 | $197,819-86.4% | $155,789-82.8% | $125,389-78.6% |
| Participation rate | 68.8% | 82.1%-13.3pp | 76.1%-7.3pp | 83.2%-14.4pp |
| Annual return | -1.02% | 86.73%-87.8pp | 71.54%-72.6pp | 282.24%-283.3pp |
| Employer contribution / active EE | $712 | $4,850-85.3% | $3,839-81.5% | $4,866-85.4% |
| Participant deferral / active EE | $1,931 | $5,631-65.7% | $4,798-59.8% | $5,352-63.9% |
| Admin fee / account holder | $26 | $9,544-99.7% | $7,477-99.7% | $9,541-99.7% |