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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,623 | $77,472+59.6% | $100,415+23.1% | $80,959+52.7% |
| Participation rate | 73.6% | 76.9%-3.4pp | 81.5%-7.9pp | 67.7%+5.9pp |
| Annual return | 24.30% | 37.26%-13.0pp | 49.47%-25.2pp | 35.67%-11.4pp |
| Employer contribution / active EE | $4,972 | $2,800+77.6% | $3,943+26.1% | $2,757+80.3% |
| Participant deferral / active EE | $8,267 | $6,818+21.2% | $8,091+2.2% | $4,300+92.2% |
| Admin fee / account holder | $5,926 | $5,885+0.7% | $7,906-25.0% | $6,925-14.4% |