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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,205 | $78,520+84.9% | $96,576+50.4% | $82,448+76.1% |
| Participation rate | 78.2% | 77.7%+0.5pp | 81.4%-3.3pp | 68.1%+10.1pp |
| Annual return | 19.13% | 41.30%-22.2pp | 38.47%-19.3pp | 41.64%-22.5pp |
| Employer contribution / active EE | $5,619 | $2,630+113.7% | $3,553+58.1% | $2,551+120.3% |
| Participant deferral / active EE | $9,711 | $6,754+43.8% | $7,956+22.0% | $4,139+134.6% |
| Admin fee / account holder | $8,167 | $13,455-39.3% | $11,381-28.2% | $7,234+12.9% |