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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,436 | $197,625-6.2% | $177,840+4.3% | $158,966+16.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 13.25% | 58.76%-45.5pp | 48.32%-35.1pp | 302.95%-289.7pp |
| Employer contribution / active EE | $5,463 | $6,698-18.4% | $5,919-7.7% | $4,762+14.7% |
| Participant deferral / active EE | $12,433 | $8,405+47.9% | $7,714+61.2% | $5,983+107.8% |
| Admin fee / account holder | $6,941 | $15,405-54.9% | $12,431-44.2% | $11,250-38.3% |