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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,816 | $153,769-35.1% | $133,975-25.5% | $273,972-63.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 11.70% | 36.51%-24.8pp | 29.29%-17.6pp | 41.46%-29.8pp |
| Employer contribution / active EE | $14,040 | $6,029+132.9% | $5,211+169.4% | $4,869+188.4% |
| Participant deferral / active EE | $11,226 | $6,958+61.3% | $6,282+78.7% | $5,287+112.3% |
| Admin fee / account holder | $397 | $11,765-96.6% | $9,324-95.7% | $10,133-96.1% |