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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,674 | $209,428+22.1% | $178,498+43.2% | $158,950+60.9% |
| Participation rate | 95.7% | 86.4%+9.3pp | 81.9%+13.7pp | 82.0%+13.7pp |
| Annual return | 20.18% | 188.78%-168.6pp | 151.09%-130.9pp | 302.91%-282.7pp |
| Employer contribution / active EE | $4,502 | $5,707-21.1% | $5,011-10.2% | $4,762-5.5% |
| Participant deferral / active EE | $7,067 | $5,955+18.7% | $5,202+35.9% | $5,983+18.1% |
| Admin fee / account holder | $623 | $17,077-96.4% | $13,985-95.5% | $11,248-94.5% |