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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,730 | $181,896-3.4% | $156,551+12.3% | $273,972-35.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -6.71% | 30.74%-37.5pp | 32.23%-38.9pp | 41.46%-48.2pp |
| Employer contribution / active EE | $3,725 | $6,248-40.4% | $5,501-32.3% | $4,869-23.5% |
| Participant deferral / active EE | $7,231 | $5,550+30.3% | $4,871+48.4% | $5,287+36.8% |
| Admin fee / account holder | $1,394 | $15,560-91.0% | $13,028-89.3% | $10,133-86.2% |