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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,350 | $85,766-14.5% | $136,298-46.2% | $70,126+4.6% |
| Participation rate | 75.5% | 74.2%+1.3pp | 81.9%-6.4pp | 69.5%+5.9pp |
| Annual return | 18.55% | 31.46%-12.9pp | 5156.27%-5137.7pp | 73.15%-54.6pp |
| Employer contribution / active EE | $2,685 | $2,966-9.5% | $4,696-42.8% | $2,343+14.6% |
| Participant deferral / active EE | $7,033 | $5,051+39.2% | $6,247+12.6% | $3,332+111.1% |
| Admin fee / account holder | $7,933 | $5,421+46.3% | $9,244-14.2% | $4,645+70.8% |