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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,239 | $76,551-23.9% | $123,894-53.0% | $62,881-7.4% |
| Participation rate | 81.3% | 73.0%+8.3pp | 81.4%-0.2pp | 69.3%+11.9pp |
| Annual return | 8.74% | 18.68%-9.9pp | 47.52%-38.8pp | 20.14%-11.4pp |
| Employer contribution / active EE | $2,617 | $2,882-9.2% | $4,617-43.3% | $2,281+14.7% |
| Participant deferral / active EE | $7,009 | $4,840+44.8% | $5,984+17.1% | $3,203+118.8% |
| Admin fee / account holder | $2,073 | $4,826-57.0% | $8,357-75.2% | $4,296-51.7% |