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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,458 | $58,587-20.7% | $83,322-44.2% | $64,173-27.6% |
| Participation rate | 83.7% | 72.0%+11.6pp | 77.8%+5.9pp | 69.6%+14.1pp |
| Annual return | -3.93% | 9.65%-13.6pp | 10.64%-14.6pp | 7.63%-11.6pp |
| Employer contribution / active EE | $2,367 | $2,098+12.8% | $3,379-29.9% | $2,381-0.6% |
| Participant deferral / active EE | $4,629 | $4,654-0.5% | $5,565-16.8% | $3,470+33.4% |
| Admin fee / account holder | $5,931 | $9,279-36.1% | $7,540-21.3% | $4,887+21.4% |