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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,646 | $76,551-50.8% | $123,894-69.6% | $62,881-40.1% |
| Participation rate | 92.1% | 73.0%+19.1pp | 81.4%+10.7pp | 69.3%+22.8pp |
| Annual return | -0.77% | 18.68%-19.4pp | 47.52%-48.3pp | 20.14%-20.9pp |
| Employer contribution / active EE | $5,270 | $2,882+82.8% | $4,617+14.1% | $2,281+131.0% |
| Participant deferral / active EE | $5,858 | $4,840+21.0% | $5,984-2.1% | $3,203+82.9% |
| Admin fee / account holder | $12,713 | $4,826+163.4% | $8,357+52.1% | $4,296+196.0% |