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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,795 | $85,766-40.8% | $136,298-62.7% | $70,126-27.6% |
| Participation rate | 83.0% | 74.2%+8.8pp | 81.9%+1.1pp | 69.5%+13.4pp |
| Annual return | 14.01% | 31.46%-17.4pp | 5156.27%-5142.3pp | 73.15%-59.1pp |
| Employer contribution / active EE | $2,541 | $2,966-14.3% | $4,696-45.9% | $2,343+8.5% |
| Participant deferral / active EE | $5,261 | $5,051+4.1% | $6,247-15.8% | $3,332+57.9% |
| Admin fee / account holder | $2,580 | $5,421-52.4% | $9,244-72.1% | $4,645-44.5% |