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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,718 | $100,073-19.3% | $85,126-5.2% | $145,877-44.7% |
| Participation rate | 57.1% | 74.1%-17.0pp | 67.5%-10.4pp | 80.3%-23.2pp |
| Annual return | 9.51% | 84.11%-74.6pp | 66.63%-57.1pp | 551.28%-541.8pp |
| Employer contribution / active EE | $1,531 | $3,236-52.7% | $2,731-43.9% | $4,663-67.2% |
| Participant deferral / active EE | $4,907 | $5,294-7.3% | $4,523+8.5% | $6,691-26.7% |
| Admin fee / account holder | $709 | $7,261-90.2% | $6,160-88.5% | $13,402-94.7% |