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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,857 | $95,193-88.6% | $76,523-85.8% | $135,382-92.0% |
| Participation rate | 75.0% | 74.4%+0.6pp | 68.0%+7.0pp | 82.6%-7.6pp |
| Annual return | 0.10% | 4.85%-4.7pp | -0.27%+0.4pp | 519.77%-519.7pp |
| Employer contribution / active EE | $915 | $3,302-72.3% | $2,647-65.4% | $4,779-80.8% |
| Participant deferral / active EE | $2,028 | $4,639-56.3% | $3,835-47.1% | $5,609-63.8% |
| Admin fee / account holder | $6,766 | $6,249+8.3% | $4,848+39.6% | $10,829-37.5% |