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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,393 | $127,790-34.0% | $106,555-20.8% | $167,536-49.6% |
| Participation rate | 33.3% | 78.3%-44.9pp | 76.1%-42.8pp | 82.1%-48.8pp |
| Annual return | 12.74% | 33.88%-21.1pp | 26.80%-14.1pp | 478.82%-466.1pp |
| Employer contribution / active EE | $664 | $3,428-80.6% | $2,819-76.4% | $4,839-86.3% |
| Participant deferral / active EE | $4,733 | $5,088-7.0% | $4,399+7.6% | $6,342-25.4% |
| Admin fee / account holder | $1,135 | $11,229-89.9% | $7,408-84.7% | $12,315-90.8% |