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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,496 | $109,411-44.7% | $89,435-32.4% | $158,982-61.9% |
| Participation rate | 28.6% | 74.3%-45.7pp | 68.0%-39.4pp | 82.0%-53.4pp |
| Annual return | 12.74% | 345.68%-332.9pp | 245.55%-232.8pp | 302.99%-290.3pp |
| Employer contribution / active EE | $448 | $3,173-85.9% | $2,587-82.7% | $4,763-90.6% |
| Participant deferral / active EE | $3,926 | $4,600-14.6% | $3,890+0.9% | $5,983-34.4% |
| Admin fee / account holder | $1,469 | $6,159-76.2% | $4,884-69.9% | $11,252-86.9% |