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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,082 | $104,953-61.8% | $84,637-52.6% | $152,909-73.8% |
| Participation rate | 40.0% | 74.8%-34.8pp | 68.2%-28.2pp | 82.5%-42.5pp |
| Annual return | 0.00% | 373.94%-373.9pp | 258.82%-258.8pp | 345.46%-345.5pp |
| Employer contribution / active EE | $649 | $3,304-80.4% | $2,653-75.6% | $4,764-86.4% |
| Participant deferral / active EE | $5,949 | $4,691+26.8% | $3,900+52.5% | $5,851+1.7% |
| Admin fee / account holder | $324 | $6,244-94.8% | $4,914-93.4% | $11,601-97.2% |