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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,308 | $228,395-59.1% | $185,861-49.8% | $158,982-41.3% |
| Participation rate | 62.5% | 82.3%-19.8pp | 78.0%-15.5pp | 82.0%-19.5pp |
| Annual return | 10.65% | 40.82%-30.2pp | 35.96%-25.3pp | 302.99%-292.3pp |
| Employer contribution / active EE | $3,036 | $4,968-38.9% | $4,088-25.7% | $4,763-36.3% |
| Participant deferral / active EE | $4,298 | $6,417-33.0% | $5,634-23.7% | $5,983-28.2% |
| Admin fee / account holder | $0 | $11,869-100.0% | $9,503-100.0% | $11,252-100.0% |