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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,180 | $232,540-53.0% | $185,117-41.0% | $147,586-26.0% |
| Participation rate | 60.0% | 82.4%-22.4pp | 77.3%-17.3pp | 82.8%-22.8pp |
| Annual return | 18.58% | 43.03%-24.4pp | 40.50%-21.9pp | 578.59%-560.0pp |
| Employer contribution / active EE | $2,356 | $5,195-54.6% | $4,182-43.6% | $4,876-51.7% |
| Participant deferral / active EE | $6,523 | $5,834+11.8% | $5,045+29.3% | $5,439+19.9% |
| Admin fee / account holder | $21 | $10,275-99.8% | $8,159-99.7% | $10,886-99.8% |