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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,782 | $226,135-56.3% | $182,558-45.9% | $152,909-35.4% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.0%-11.3pp | 82.5%-15.8pp |
| Annual return | 12.22% | 192.60%-180.4pp | 148.59%-136.4pp | 345.46%-333.2pp |
| Employer contribution / active EE | $1,884 | $4,979-62.2% | $4,076-53.8% | $4,764-60.5% |
| Participant deferral / active EE | $8,107 | $6,371+27.3% | $5,526+46.7% | $5,851+38.5% |
| Admin fee / account holder | $16 | $10,707-99.9% | $8,594-99.8% | $11,601-99.9% |