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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,535 | $111,814-7.4% | $93,654+10.6% | $145,959-29.1% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.1pp |
| Annual return | 9.93% | 203.30%-193.4pp | 133.34%-123.4pp | 561.95%-552.0pp |
| Employer contribution / active EE | $2,357 | $3,092-23.8% | $2,421-2.7% | $4,661-49.4% |
| Participant deferral / active EE | $8,480 | $4,914+72.5% | $4,413+92.2% | $6,689+26.8% |
| Admin fee / account holder | $498 | $10,246-95.1% | $8,282-94.0% | $13,398-96.3% |