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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,535 | $111,878-7.5% | $93,727+10.5% | $145,897-29.0% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.2pp |
| Annual return | 9.93% | 204.28%-194.3pp | 133.83%-123.9pp | 552.29%-542.4pp |
| Employer contribution / active EE | $2,357 | $3,092-23.8% | $2,421-2.7% | $4,663-49.5% |
| Participant deferral / active EE | $8,480 | $4,920+72.3% | $4,417+92.0% | $6,689+26.8% |
| Admin fee / account holder | $498 | $10,256-95.1% | $8,292-94.0% | $13,390-96.3% |